HomeMy WebLinkAbout1.0 ApplicationGARFIELD COUNTY
Building & Planning DePartment
108 8th Street, Suite 401
Glenwood Springs, Colorado 81601
Telephone: 970.945. 8212 Facsimile: 970.384.3470
@
08
Special Use Permit
GENERAL INFORMATION
(To be completed by the applicant.)
F Street Address / General Location of Property:
|qry ( f)o*l llo, (;t " <, (A ' vt Gal
F zone District: ARN\
,f,''*,. ,i. L ffd-i-'".nG*z
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9?e -fft€- 47,7a)
Name of Propefty Owner (APPlicant):
a-.5;v-flni*;
.f jssz.s {_
P, lcr+*rvt/'.*Tu*r*
Address: 54'/ G,otrl Po tt}Telephone:q)64 Lg-19?t i
City:Gw5 state: Co Zip code: SlUot rax: 1LT'atYYl
Legal Description:
STAFF USE ONLY
F Doc. No.:
D Planner:
Date Submitted: TC Date:
Hearing Date:
) Existing Use & Size of Property in acres:
}' Description of Special Use Requested: / d6/irs"'e-lt'srerpdt,<'
c. J,h.g-Slte:sbaltjg*p.rg.gl_* such that the notice is clearly and conspicuously visible
from a public right-of-w5y, with loti,c_e-=s_rgng-p[gYggg_Fy-tf-Le*Blagiqg*.Qgpe$,ngnt.
rhe postins must take ptace e1=F_iIt-.![.|jy*-Lilf but glpgr-e=lfelrj{-ty_-(qQ-deys
prior to the hearing date and is the sole legPglsjqit:ly gl t!:9.-qPp|i_qen1-tg p_ost the
notice, and ensure that it remains posted until and during the date of the hearing.
4. The Applicant is required to appear before the Board of County Commissioners at the time
ano oiTao-fthap[SiiCheaTifrg ;:o;6iffiih"6ffi'Gt. tn addition,
the Applicanl_."!ell,ppyi_{s_p-P*q1",_?!ltig I}=Us_tEt_Pl=9q-9T9119"9_**s*P!9Yl.q.*
The posting must take place at
5. Once the Board makes a decision regarding the Special Use request, Staff will
nt with a si resolution memorializinq the action taken
the Board's approvil, this office v
Board's approval includes specific
t"Permit to-the ggrjic-grt. lf the
Ee mef; [h-is office will not issue
Following
Last Revised: 02/2006
sof
the best of my knowledge.
the Official Special Use Permit certificate until the applicant has satisfied all conditions of
approval. The Permit aooroval is not finalized until this office has issued the
W:i[{@;ryer-qro[e:E{i,""{'ffi tv
above and have provided the required attached informationI have
which is
a..ffis
nVowner)
and
t,"
GARFTELD COUNTY BUILDING AND PLANNING DEPARTMENT
AGREEMENT FOR PAYMENT FORM
(Shall be submitted with application)
GARFIELD COLTNTY (hereinafter Cou{-rn *o € f D =(.,*,^-
@ereinafter APPLICANT) agree as follows:
couNTy an apprication for seo,i ult* P*r-ro
, TI{E PROJECT).
2. APPLICAIIT understands and agrees that Garfieid County Resolution No. 98-09, as amended,
establishes a fee scheduie for each type of subdivision or land use review applications, and the guidelines for the
administration of the fee strucfure.
3. APPLICAIIT and COLINTY agree that because of the size, nature or scope of the proposed
project, it is not possible at this time to ascertain the firll exLent of the costs invofued in processing the
application. APPLICANT agrees to make payrnent of the Base Fee, established for the PROJECT, and to
thereafter perrnit additional costs to be billed to APPLICANT. APPLICANT agrees to make additional
payments uponnotification by the COIINTY when they are necessary as costs are incurred-
4. The Base Fee shall be in addition to and exclusive of any cost for publication or cost of consulting
service deterrnined necessary by the Board of County Commissioners for the consideration of an application or
additional COUNTY staff time or expense not covered by the Base Fee. If actuai recorded costs exceed the
initial Base Fee, APPLICANT shali pay additional biliings to COIINTY to reimbr:rse the COUNTY for the
processing of the PROJECT mentioned above. APPLICAIIT acknowledges that n]l foilling sha[ be paid prior to
the final consideration by the COIINTY of any iand use permit, zoning arnendmertt, or subdivision plan.
Signature
Print Name
10t2004
Page 4
a
4,* p 5*
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5.o
The following guideiines qhall be used for the administration of the fee structure set forth above:
1. AII applications shall be submitted with a signed Agreement for Payment form set forth beiow.
2. Counfy staffshall keep accurate record of actual time required for the processing of each land use
application, zoning amendment, or suMivision applicatioL Any additional billing will occur commensurate
with the additional costs incurred by the County as a result of having to take more time that that covered by
the base fee.
3. 4try fillings shall be paid prior to final consideration of zury land use permit, 26ning amend.ment, or
subdivisioo plan- AIt additional costs shall be paid to the execution of the written resolution confrming
action on the application-
4. Final Plats, Amended or Corrected Plats, Exerytion Plats or Perrrits will not be recorded or issued until all
fees have been paid.
In the event that the Board detennines that special expertise is needed to assist them in the review of a land
use permit, zoning amendment, or subdivision application, such costs will be borne by the appiicant and paid
prior to the final consideration of the application AII additional costs shall be paid prior to the execution of
the written resolution confirming action on the application-
6. If an application involves multiple reviews, the Applicant shall be charged the highest Base Fee listed above.
7 - Iyp.: of '?rocedures" not Iisted in the above chart will be charged at an hourly rate based on the pertinent
planning staffrate listed above.
8. The Pianning Director shall establish appropriate guidelines for the collection of Additional Biltings as
required.
9. This fee structure shall be revised annually as part of the Counfy budget hearing process.
Page 3
Gary P. Jochum
0594 County Road 110
Glenwood Springs, Colorado 81601
r-970-928-9841
Garfield County
Building & Planning Department
and County Commissioners
108 8th Street, Suite 401
Glenwood Springs, CO 81601
RE: Special Use Permit
March 29, 2008
To Whom It May Concern:
I am submitting this "Special Use Permit" application so that I may
build an accessory dwelling unit (ADU) on my land. The property is zoned
"ARRD" which allows this type of use. Currently my wife and I live in the
main house on the property. It is our intention to move into the ADU and
then allow our son and daughter in law to live in the main home. We plan
to occupy the ADU into retirement and have created a floor plan that will
facilitate any medical or handicap impairments that may occur in the future.
With our son living nearby we, hopefully, will not need the assistance of
any retirement/nursing home.
We have obtained the necessary additional share of water from the
Cattle Creek Water Association (CCWA). The CCWA allows such
additional shares with a majority vote of its membership. I have enclosed
copies of the additional share and the application we submitted. As you can
see, we fully explained our intentions in the application. No negative votes
were received and we were granted the additional share after paying the
required tap fee. The CCWA is the only governing organization for our
land use besides the county. There is no homeowners association or
covenants for our property.
O:
Last year we installed a 12KW solar PV panel system (see enclosed
article) and had our transforner changed from a 200 amp service to a 600
amp service. Both Holy Cross and Garfield County electrical inspectors
have approved and finalizedthat phase in preparation of our anticipated
ADU.
I have contacted the Garfield County Road and Bridge department in
Rifle. An exemption has been put on file for this project. A "Driveway
Permit" was determined not necessary.
We intend to build this ADU using as many energy saving and low
impact materials and ideas as we can. The exterior walls will be an R40(SIP
design) with passive solar design in mind. The waste water system will be
like that of our current home - dictated by the county sanitation department,
after appropriate tests have been conducted.
Thank-you for your consideration.
Sincerely,
Gary Jochum
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Gary P. Jochum
0594 County Road I10
Glenwood Springs, CO 81601
970-928-9841
Cattle Creek Water Association
Board of Directors
August 20,2007
Dear Board Members,
I am writing this letter to request permission to purchase an additional
water tap for my property at0594 County Road 110. My wife and I would
like to build a small home on our land which will be our "retirement home".
Our son and his wife plan to move into the main house so they are close at
hand when we get "old".
I have read the By-laws of the Water Association and understand that
a 516 majority of the membership must approve this request. I would greatly
appreciate it if you would prepare a ballot to be mailed out to all members
for their approval. I will be happy to assist in preparing and mailing the
ballots if necessary - please let me know.
I understand that I must pay atap fee, which is determined by
the membership, upon approval for the tap. Also I will be responsible for
the normal quafterly rate as a "non-user" until such time that we occupy the
new house.
I intend to install a meter at the point of the new tap as required by the
Association. At the time of installation I will also expose the first tap and
place an additional meter atthat location. The meter is currently located on
the side of my house.
Thank-you for your continual efforts and time in serving as Board
members. Please call me if additional information and,lor assistance is
needed.
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Gary P. Jochum
0594 County Road 110
Glenwood Springs, Colorado 81601
r-970-928-9841
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Adiacent Prooertv Owners
Dwight & Karla Felkey
0716 County Road I I
GWS, CO 8I601
970-945-5641
Bert & Portia Griefenberg
0596 County Road I l0
GWS, CO 81601
970-945-0393
Mike & Penny Kenealy
0554 County Road 110
GWS, CO 8I601
970-945-5117
I
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t SeEtee!ErEe
PAGE
eomtEmr*edl
situate within a pertion of Lot 14, Sec'ti*n V 'Rasse BS i'iest of t'he sixt'a PtiT:i?il"::"ii1.i?::lr_i= wu ,iL€* v.-
si*e" of Colo'radc ! i:,ore part'ici:3"arly de =c=:':3s
.: li7
F-t-8 i
Er:g.i::ning ;:L a p*irrt, ,sirenee ti:e cel5if;!) o;:e qilarte:: c'cr;:*r *f r:;ii
Sect:i,e:: V anci Sect.i*:r A leirs--Souin 8E813'3d" Iast a dL=t;nE'*e Of 4!3'rii
;;;t-=r,:-.: p.oint being on tire $clrgherLy line of sai-d I-='*t' i'4;
Ti:*,nce South 14644nti6'fast piralleL Lo-i,rrA lOS.SS feet Eesterl-? to Li:at
ccrtain p,a::ca!. of 1*n*, ae,:ei:*::i::ed in B+ok 5L$ at Sage 59]"' Gz':riieli
Cc-i-:.nty CLerit a:ld F.ecord,*rts effice a <iis'tance ef 454'G5 fecL;
Tlren*e S-cu:h 75eI5t14o l,est perailel to cinri 1S*'0'l fe*i S*i;t'iie':'!y of tiie
af,orer,rentio;:ed. parcel of ti=:-a e (lis'L*nce cf ;*3.'*q4 f*ec'tsi a p=i-:l* +f
tlie E":stser;-y b*undary ef i "*=eoir: p;ircel of' la*C es d'=scri;':cil j-- 3:c'':
trzE at Fage e86. Garfield County,Cl.Lrx' euri P'=ccrdelrs affice;
Ti:.,=n*e il+:th C5€27r13" Uest, i*'*itoo.n i;5o25'14"1ta" il So*k 4:-Q at Pa;e
a,:.^ :.,'!r..-,r; .s-,le ai*rs:e:-rzioiled bounCary li*.e a ci-sta;-rce of lt]1'33 f;:aia"r 7 (--t'L-"v *----;:*;:;:;;::::;:;';-;;;-,;'- - rl::ie ccrcri;^: s:a=c=14*F- - .-..,-i::t :its ti-:,; .EOr:.th:';eatefl-y Pf-1?efi:y C*fnef O!-u'J d' ; 't.';tr- u t'+ i
+f l-i:::,:r e.* o.:l;lcrii;ec in Book Stg-aag"gl Sgt, GarfielC C*::niy etrer}: a-i
.& parcel" cf }-and
'fc.":'*l:.niF 7 Sor"iLat
C*unty *f Gar''=ieldr
es fsl-l-*=s:
a45i aa.v!!4v9 I
Ti:a::: =e il+rtlt
r -a.+ 1{?5cli.- i-C:(.'; J*J j
tc a !]*i:1t oii
F,:*-.* a^ ( a::FF.:-i;!r1-€ L7u *e*
i- ,r t'-' r:. -, -,
j
- |!v Lr !u
recfrri.i:r!5 cfii+e;
iFiX;;:i;:-;*1"i';;XI;,s3* ri:esr alcaq ihe irsrLi:err-y beu:c;rqz_?f -t ctrLi;-
n-,-t: ^ 1.: d-r,1:-,-i-1t;:;;;i ;;-il,-;""i-e"J"{!F i" E""i t 28 -:t-i:=':-,*31.1.,*:::i:::':i'';;-'
L- -L L: .L ,-r f,+, * a r"= *
lrlr3,5"i, a <T.isga**e of; e2.2.?') fee-- in s;iid j;ec;: 'i:t' i:--:?E:.':::.":="n"t;i ***"*i*;""ii";.t""I:" ;";;;; ;t i*?t,:":::::""=:::l :I.,i;,11^?;,i:#;GIu''iI ;H;-Ei'Ll*!'u'* sse' Garriel'G ce'r::rt3r cI'erk enc r;ecereier's
S6oZSt12'East, recited as $.6423***"8 i-s
alc::g th.e aforeirentioneri parcel a distaac";
Lhe iiori,irerlY }ine ef f,at l€;
39o13r33" lasl aLo*g saiC l"in* a' d'ist:nee
cf begi:-rning.
said Bc,*s.1i 495
^S ,E ?i:. {: C €ns&LJ: 15
' L,. +/
-' a E^ ^ i(}: Jjl z*:L stj;g
*E CoSs:racio rL
7"
Tiris Jrrlir:y <j')i:s n.)l inr;ure against loss or damage by reason of the follov;ing cxc'cptir,ns:
Generol Exceplions:
(1) Ri;;ht.s r-rr elaims of parties in possession not shown by the public records.
(2) Enr:rr;aehments, overlaps, boundary line disputes, and any other matters u,hich \irould be disciosed by an
acc..urate survey and inspecti<.rn of the premises.
(3) Easernenis or ciaims of easements not shown by the public records.
(4) Any Iien, or right to a lien, ior serv'ices, labor, or material heretofore or her-eafter furnished, imposedby iaw and not shown by the public records.
(5) Taxes or special assessments which are not shown as existing liens by the public records-
Speciol Exceptlens: The mortgage, if aly, referred to in Iten 4 of Schedule A"
ji-',:s':rvali-c:ls ir.:l'i e:{csl)t,ioi:s conEililie(i in the L:nite<l Stales Fat,=r:.tto'[.i:e,]il:;cri:]e..L i]roF,.]r{:y cas reccrciec i:r Doc. lio. l2sg76 in Eo*ki72 ;it ?a;e 533 e;:<. I-,c;" tio. zzs';72 iyl llack ].7z at paEe 534.
P,i1i:r.=*oi-'r...ay ea:i.sr;i?nt to iiol1r Cross Eleetric Asccciatian, Ins.across Lots 14 a.cid l-5 of Se+t,ion 7, ?ei.;-nsliip 7 South, p,a;lge 8E iiestof the €ti1 P--'t. as granted by ooc. I:Jc. 2467e,, isi Boak 41I at paEe
325.
Ftiqi:t-of-i.'&Y iar Catt.le Creek Springs Pipeline Eitcll i.ic. 6*?9 asshc',.ra bts D'*ei:-r-se.nt ree+rrlelr irr Bt)ok 4? 5 at Fage ZS5. dt,utts:o otz-
ir'ig::rt-of-r+ay for inEress "and. egress for:r tire parcel- cf l-a:-rri cescribeib:, D.c- lIa, 25zg4i i-n c-*c!: 4zs at pac* zs6 cver a-i r,-crcss cric::i. s:i ::? rcct{:r,na}.' .
31 r"co'L F.c+rj.i.ia3' iaserirent q;rar:.te,; to i;*rt Griefe::,i;+rg :ni Forci;Gr-ieieai:erg i n the iicri.i:eriy pr*t'ion of Lot i4 secticl 7 , Tc-"",i:.=.1:ip7lltri:t,i:n lenge 38 i':es't cf t.i:,e 6il1 p-:{" recorcjeri ss Doc. i;o" Z5*?4iEia Xoci; 4:? ai. pefe 5.i?.
ii. !.asere-: el,i rigi:t.*of-i"ia1' for aCCsSs an{i egress tO Ceunti, Rcai ll$over, aicr:9, aai throughr the eNistlnE access rt>aC fron bouscyI':ots-i, Lii: r',::-:::.inE gelleraLl)t llort!:erly anC Soi:=i:erly as csnvey€* lyins:rir..:nt recc::.jerl !{crit*;rber 5, lg?S as Dssr:;:ielrt i,jo. ZS9S€5 ie ilc"i;
5iX nt ?e;*
=33 " f.,2s,.;;: i-: .:r.,1"i.::{, 7-u E E*-:' *.e{oi;/(-r-r,e+..
I
i', s,i'i r:.a+f -"-+ *r;.f;.ir (:;:$*nei.t, to E:"otr_1r Cross S]_ectrie Asssciat,i*::,. I;?s* 54 i*L.ni u# u !
u=iai.* e parlcl Gf la:id si.tuale€ in Seetio:s 7 arrd s, ?*'...,::shi;: 7Scut;:, I:ai)'qe gi i-Iest, of tire 6th P.:.i" a.s {rrarted bv Bseu.Le;"re:;c"
^
33$357 i:i *1cc-1.. 584 ai. page 653.
V1l. Terms ani conditions of Declaratj-on in gook 7BB at pase 726.
in4oot 518 at PageV'14. Righ-us oi w+y and easements and restrictions
591 and in*,6ook 7BB at page 876.
15" Any unna"id taxes or assessmehts.
IlllS l)I:F-l) OF I-RUST is rnadc thi, I ci .ir' ,,r
-
il1 1--. le 93 . bcrwccnGa hum__ _/_
uit,,se Jritlrurs is
rrnd thc [)uhlic Trustcc of thc' Countv in u'hrch thc Propcrtr tsec parar:reph lr is siruared (Trustee): for the bcnefit of
Edrnurrd M. Thomas
5726 l4acina Bay Dr.r Shreveportr LA
Borrolcr and Lendcr covcnant and agree as follows:
L Propcrtv in Trust. Burro*'er, in considcration of the indebredness hercin recrred and
c()nvcvs lo Trustce in trust. *'ith pou,cr of sale, the follow.ing described propcrtv lrrcatcd in
('.unrr, ,.,p _ Garf ei Id . State of Colorado
see att,ached
rr hr. h has the address of O594 Corrnl-y Road I I O
rSr
_- G-_Lr.nr,loM Spr.i n.!s Colorado 81601
l[)r,,;,g1'11 AdJress). togcthcr *,ith all rrs appurtcnances (pr()perty).
L Nole . othcr ohligarions Secured. This Deed o[ Trusr is riren ro secure ro Lender:
A. thc rcparment of thc indebtedncss evitlcnccd b1 Borrou,er's nole (Nore) a^rra ) - I ?
prini ip:rl surn 1r1 tr^ral rze Lh.ln.q3nd dnl I a rq and no/l OO****l..SI)t,]Iars.uithintcrcstontheunpaidprincipalba]ancer'",7-u7
r.itc .l -- B% perccnr pcr annum. uith principal and inrerest pa'able at
5726 l4arina Bay Dr. / Shreveportr LA()r \u.h othcr Fluce as the Lendcr mat .jesr.-nate. 'in
two hundred fourty three dollars and 32lIO0i**
DLrllars (L'.s- s 243 -32 '
) due on ,i,. ---l-
'-
dar of each month
beginnrnc -AugUEil ' l9 93 r su.h pur'renrs to conrinue unril rhe enrire intiebtedness evidenced iltatd )'iolc is fulll'paid: ho$'cr'er. if not soonerpaid. the entire principal amounr outsranding and accrued interest thereon, shall be 6ue and
parable on July I . l9 98
rnd Borro\er rs to pav
10
ll I lll\ I ()H\t t\ t \t t) t\
THIS IS A LtGI.t IXSTRUhITI{T
,,ll' :{i\rr l
\ ( ()\\r \ll k ( Rt t)t['tR\\\.\( il(]\. ( (]\\t I;r I_].(;^t (.()t \5t t..
IT HOT UNOTRSTOOO, I.EGAL. TAX OR OIHER COUTISEL SHOULD 8E COIISULTEO EEFORE SIGHIXG
DEED OF TRUST
(Due on Trans{er - Strict)
(Bono*er).
(Lender). whose address is
lhe trust herein created. hereby grants and
11,. Glenwood Sorinqs
50
rZrp Crder
.19 93.inthe
pavments of
of anv patment not received bv rhe Lender withrn
to prepaY the principal amount outsrandins under
lo Lendcr a lare charge of 10
B
ln
C
davs afrer pa\ mcnt rs due: and Borrower has the rieht
'.rrJ \irrte. in rrhole or ln part. at an\ time \\.lthoul penaltr, /rl/V{/
.Default iqt.erest raE.e shall be 15% Der annum-lhc p.rrrnij6l ot all rrrher sulns. (illirnr..r.'siGerEo-n ar-___=:-_::1:'1'5 % per annum. disbursed b1'Lender
a.c()rdance riith this Deed ofTrust to protect the securitr ofthis Deed ofTrust: and
rhe perlornrance of the co'enants and agreements of Borro*,er herein contained.
-' Titlc'. Btrrro*er co\enants thal Borroq'er orr ns and has the rieht to crant and convev the hopert)'. and u.arrants title Io the same,
rub.le'.1 lt, scnerll real estale tiLres Lrr the current vear. easements ol record or in existence. and recorded declarations. restnctions.
rcser\lrtions and coventrnls. if anr. as of this date and except
-l PJ ' me nt of Pri nc i pal and l n terest . B orrower sh al l prornptiY pav u hen due the princ i pal of and i ntere st on the indebredness
er idc nc cd br the N ote . and Iate charees as provided in the N ote and shall perf'orm all of Borro*.er's other covenants contained in the Nore.5' 'Applicationof Parments. All parntentsreceivedbr l-enderunderthetermshereof shall beappliedbr.Lenderfirsrinpavmenrof
3r]l()unts due pursuanl to para-oraph l3 (Escro* Funds for Tares and insurance). then to amounts disbursed br. Lender pursuant toparalrlph 9 tProtection of Lender's Security). and the balance in accordance rvith the terms and conrjitions of the Note.
. .6_ hior.\lonruges and De-eds of Trust; Charges: Liens. Borrower shall perform all of Borro*'er's obligarions under any prior
deed of trusl and anv olher pnor liens. Borrorver shall pav all tares, assessments and other charges. fines and imlositions altributable to
the hopcnl rrhich in3f harie or attair apriorrtl orer thisbeed of Trust, and leasehold po,rn.nr.'ornround renrs.'if anr'. in rhc manner sei
out in pa;atraph lJ (Escrou Funds fcrr Tnes and Insurance) or, if not requ:;cd to be paid in such manner. by Boro*er mal.ing pa\n,enr
uhen due . direc.tlr to the pavee thereof. Despite the forcgoing. Bonor',er s;.rll not be required to rnake parinents olher$ise requiied Uy
thr:.p.rragraph if .Bonou'er. after nolrce lo Lender. shall rn eood fi,itii contest such obliuarion by. or dciend enlorccment of such otligation
in. leg:rl-prt,ceedrngs uhich operate to prevenl the enfor&ment of the ohligarron or-fo.f.ituie of the Propenv or an) parr rhereoi. onlr
uP()nB()rr(,\\crmakingall suchconlesiedpa\,mentsandtrtherpa\illcntsasordcredbr thecourttolhereSislr\ of theiourtrnuhi.-hsuch
nr()r'ecJll,tL-\ are hlcd.I pvopcrlr Insurance. Bornxler shall keep the rnrpro,cn,.nls n\',\ eristrng or hcreaftcr erected on thc hoplnr insurcd aqalnst
lossbr fireorhazardsincludedll'ithintheterm"ertendedco\era.sc"inanamountatlcastequal tolh,3i...erof (ltihr-insurable.alu.'of
the Pripcrtr or (l) an amount sufficient to pal the sums secured b'r this Deed of Trust as uell'as an\ f n(): cncurlib:-lnces ()n the h\)perl).
All trf thc ftrrrqoine shall be knorvn as "Propertl, Insurance".
f hc insuronce caiier providrn-l the insurance shall be qualified to \\'rite Property lnsurance in Ct.lorsdo and shall be chosen br
Borouer suhject to Lender's right to reject the chosen carrier for reasonable cauie. All insurance policies an<l rene'*ats thereol shril
tnq iutJe a slandrrd mortgage clause in favorofLender, and shall provide that the insurance carrier shall notih,Lcnderat least ten (10),j.1 s
bcfore cancellation. tennination or an)'material chanee of coverase. Insurance policies shall be fumished ro Lender ar or before clo'ins
Lc'ndcr shall have the right to hold the policies and iene*'als theieof.
In the event of loss. Borrower shall give prompt notice to lhe insurance carrier and Lender. Lenrier mav make proof of loss il not
made pronrptll bl, Borrorver
Insurance proceeds shall be applied lo restoration or repair of the hopert."- damaged. provided such restoration or repair is
economicallv feasible and the security of this Deed of Trust is not thereby impaired. If such restoratitrn or repair is not economicallv
feasibile or if the security of this Deedof Trust would be impaired, the insurance proceeds shall be applieri to ihe sums secured b)'rhis
Deed of Trust. uith the excess. if any', paid lo Borrou,er. lf the hoperty is ahandoned bv Borrorver. or if Borror,,'er fails to respond to
Lender tr ithin 30 days from the date notice is sivcn in accordance with paratraph l6 (Ntxicet hv Lender lo Borrower that the insurrnce
crrierofferstosettleaclaimforinsurancehenefits.Lenderisauthorizedtocollectandappli the insuranceproceeds,atLender'soprion.
eithe r to re sttrration or repair o[ the Propern' or to the sums secured b1, this Dced of Trust.
\o. I I) 7l-ll-ttJ. D[-t:D Ot 'I Rl, sT (f)ue on Transfrr - srrict)
tl t, L l ,r (..'
;:::t:::l.fl.lf.:lfl,I].:ihr rirle and inrcrcsl.f I1,,rr,,.r,., iu r,,,l ru an1 insurancc p.trcrcs an:i rn end,,,,ii.'i'rlll:..".0'.'iri.iq,r
ll],'j]i.1;ll,f]l'l]:llT.l}'.ry:ti) ,Ptlllt ,,'thc sllc ur acquisitron shall pess to Lcn,Jcr ru ih. cxr.nr .f rtrc surns sr,cur,:cl hl rhis IS-crnrnt.'utntci) pn()r tO sucn salc ()r ilcqul\rtiOn.
O :':';i";'*fl{'[i;r,:*rjli*tiijfuftljilr?.?rxr;ifililri,#ilr:.flr::il]:dtiiffilPcrnllt inlp_arrn)cnt or dctcrtoration,of thc Itopcril and shall crrrrpl\. uith thc pr,,t,,ri.,ntirf ,nrl 'l - f this Dccrd of Truleaschold. Bonoq'cr shall pcrftrrm:rllof IJt,rrori,cr'i trblir:arrons un,l.irnl,ii..lia.ati,,ns. covcnants, br.lau.s, rules. .r.thcr dgovcrning the use. ouncrshio or occunancv of lhc [)rrrn,'nrgovcr_ning the use. ot ncrship or occupancv of the lrropc:rtr -"r -'-' -
.,,".,?;,.,.1:li::l:::j^*rd."^'.:..1^.::::, -,Err-1qr
slln B,,rrt*ucr has excrciscri Borrower's righrs under parai:raph 6 abrB()rr()\\'cr fails to.pcrform lhc c<,vcnantiand ar:rctnr.nrs conuriricd rn rhis D.cd oii*.i "r'iir;.f;rl'',,..r1:,rtrT.i,,, r",
i;;"'l: lx fl':::'",;$::.::,:?;,1:ll, "I::!::':l':li {9:: !::0.1,::ll;::!ll i;p'6ii i;;;-1.,-,j.'',;;;;;; ''6n<'tice to Borrower if.requircd bt' lau'. mav makc such appcarances. dishursc iuch sums and rake .u.h ,.riun;; ;;;;;r;,,H,
f:9::;'-'1":^",'l: :::l:9:r.t,P:l111 limiredro.^ctisbursemenr of reasonabte arrorney's fees and en1ry;;il ih;il;.;; i; ilt"'rreu']t'jb, rur urruurlsrrrsur ul Isdsullau,c attorney S lCeS ano entry UpOn tne tTopefl) tO maxBorrowcr herebl'assigns-to.Lender an1'right Borrower may have by reason of any prior "n.r.6rri.a on thc hrc,prerty orotherrr,,ise to cure an), default undcr said prior encumbrance.
- An-v anlounts disbursed by_Lcnder pursuant to Lhis pa.raeraph 9. with intercst thereon, shall become addirional indebBorrower sccured by this.Dced of Trust. Such amounts shafl be irliut. upon norice from L,ender [o Borro*,er requesring pa-ymeandlr:nderm:r,hrino<rittncnilprr1n\/-rd^r,ht."^,1i.l.,,-.^;.1.r.1.:-.^-i-.--^^:c^r:--- -and.irnder ma1' bring suit to coilect any amounts ," d;;b;;;.Jiil; ;,.rJti rpi.in.o in paragraph zs tNor.; o?l;6;iitl';i#:Nttthing contained in this paragraph 9 shall rcquirc Lenderi;l;;; ;"t;-*rse or rakc anl,acrion hercunder.I\oinlng cclnlalneo ln lnls pa.racraph 9 shall rcquirc Lender to incur any expense or takc any action hercunder.
. .10. .ln-spectior. Lender mal' make or cause ro be made reasonr'ble entries upon ,nJ lntf..ii,,n uf rh. prop"n;,, pro,Lrnder shall give Bonower notice prior to an1'such inspection specifving reasonable cause therefur related to Lencler's inrePropertl'.
ll' Condemnation. The proceeds of any as'ard or claim for damages. direct or consequential. in cgnnection u,ith anl.con-demnationorothcrtakingof thcPropen)'.orpir.tthereof.orforconr.'evan.Einli",of c<-rndemnirion.arehereby assisnedandshail bepaid to Le nder as herc in pror ided . H irwe ver. ail oi the rirhts of Borrower and Le ndcr hereu nd"r ;;ih ;;tp.;t ro ,r2'h prcicce d s are sub..;eclto the rights of anl,holder of a prior di:ed of rrust.
In the event ofa total taling ofthc i'ropertr. the procceds shall bc applicd ro the surns sccurcd bv this Decd ofTrus(. u,ith the cxcess,if any. paid toBc,rrou'er- In the evu'nr.ot a pirtiai r:rkirig of thc n",f.n1iri" f",.=.tii.r,riri;:.'-f,"i,;1,-n; our an).parr of the au.ard duean1'pritrr lien holder (net au'ztrdt shall be ciir ided bctri'een Lcndci and Br,#ouer. in the same iar,o os the a'mount of'the sums secured bythis Decd of Trust immediate.il' Prior to the date of raking bears to Borrou,cr's equirr, in rrr. n.,p.iri i.medrarell, prior to the date oftaliing Brrrroue r's equity in the Propenl means the fair m-arket value of the hopcrti icss the amdunr ol.sums secured bv borh this Deedof rrust.and all prior liens texcept ia;tei) that are to re.ceive an1, of rhe auard, ill ai rhe value inl*",lirreii: p;i;r"i;d6 ;;";'J ,fi;gIf the Prr.l-pcnf is abandoned b1' Borrower, or if, after notici b}' Lender ro Borrou.cr that the contjcmnor offers ro make an a*,ard orstii.;r- a claim f<x damages. Borro*er failsto respond to Lendcr u ithin 30 dar s after the dare such norice is siyen. Lender is authorized tocriliucl and appll' the proceeds. ar Lcnder's option. eirher ro resloration o. r'.puii orito pr;il; ;;;;;;i;; ;;; ir, ,i'i, o".o "rTrust. - " r-"-'
AnY such application of proceeds to principal shall not exrend or postp-one the due date of rhe installments referred ro in paragraphs 4(Paymentof Principal and Interest) and i3 (Escro*,Funds for Taxes'and'tnirion..r nor chanee rhe amounr of such insrallmenrs.I? Borrower Not Relea-sed. Extension of the time for payment o. rnooih.uton of amonization of the sums secured bv this Deedof rrust granted b1' Lender to anv successor in interesr of Bo.ro*'ei shurinoi ol.r"r. ro release. in ur1 n.,rnnei. ;; i;;;l;;;i;rr. ""Ir"rBorn"r'er. nor Borrouer's succeisors in inrerest. fronr rhe onginal rerms of tni" O..a iii;;'il;;r'rilii';;,'i.'r.l,;i;:;;;':;;;1".;..proceedings acainst such successor or refuse to extend time-for pu1,n]"nt oi otf]e*,i." modifr a;-nortrzation of rhe surns secured bv lhisDeed.of TPl, ul' rea-son of an' demand made hr the orisinal Borroo,er no.rio..o"lr:r ;;;...;;r'i;1nr;;.;,.- -
l3' ForbearancebvL:ndlrNota\\rai'er' Anvfor-bearan..uriino.rinexercisinganln-ehrorremedvhereunder.orothen,ise
afforded bv Iau. shall n-or.L.e a u'airer or preclude rn..i.-i.'"iai. *."n "rn, or remedr.l4 Remedies Cumuiative. Each remedy'provided in the Noriand tf,irb..d "ii*j, ir distincr from and cumularive ro all orher
;rti::::l:,T":fies
under the Note and this Deed or rrust or afforded r,r; ta":oi.quitv. and mav be ii.i.ii.o .on.r,r.niil ino"p*a.ntr.,
Ii Succlssors and As.signs Bounci:Joint and Several Liabilitr': Capticrns. The covenants and aqreemcnts herein contained shalrbind. and the rights hereundeishall inure to. the respectiu'e successors ,i,a orrignr oi'L.";;;;;;i ffiil:.r. sub.lect ro the pro'isions ofparagraph 24 (Transfer of rhe.propenl .Assumption j. AI couenanri and ;sr;;;;;;f li;;;;;r;;if.l"i", and several. The captions
fi:l:i;,ot"*t of the parasrapns iri ttrii Deed of'Trust are for .onuenien.. onrrl'uno are nor ro be used ro inierprer or define the provisions
l 6 N ot ice Exceot for an v norice req u ired bv law lo-be giv'en in another manner, ( a ) anv notrce to B orrower provided for in thisDeed of Trusr shalt be in '* nrin-e d"J .h;ll fgii;; Ina u. .n"oii.;;;; , il;;iir.ry to Borrou,ei or (2 r maiting such norice br, firsr_classu S mail' addressed to Borro*er at Borro*Er's address stated herein oiar..rit, oiher address u. gu.,-o*., mar.designate bv notice toLender as pro'ide d herein. and (b) an'notice to Lender shall t. in *rli,n,s unJri,oit u. gir,.n o;d b. . ii;;ii;;;fi;jl'il[i;;i,;il;:.,or t I t mailins such notice br first-class U.S. mail. ro r-.nJ.i'i ,J0..";;;;;.in or ro such orher address as Lender mav desienate bvnotrce to Borrt"''er as orovided herein. An1' notice provided for in this Deea oi-Trust shall be deemed ," h;;,;;.;;;i;;i;;#H;r;;Lrnder q'hen s:r=n rn an) manner desi-enited heiiln. rru5t 5r,4rr uc ucelllcu to nu
iT Gorehrne Lau':'severaulf itv. 'f ne xot.--a urir Deed of Trusr shall be governed b1.rhe Iaw of Colorado. ln rhe evenr thar anvprovision or clausetf this Deed or iri.,st o; ih. N;t. .onnlcts witrr iire rro. iu.r, ..inn,.t shali nor affect oiher pror,isions of this Deed ofTrust or the Note * hich can be given effect without the conflicring il"i;i;", ;l ro rhis end rhe provisions of rhe De cd of Trusr and n\oreare declared to be severable. -
l8 Acceleratron: Foreclosure: Other Remedies. Fxcept as provided in paragraph 14 (Transfer of the propeny: Assumption).upon Borrou'er's hreach of anv covenant or asreemenr of Bonoweiin ttris oeed of Tru'sr. ur;p;;;;; J.r.ri,," ipriii rl.""rp'"",ir.hopern. (unie ss Borrower hai exercised Bon-ower's ri-c}rtt uni.r far;girpiZ ,i*.r. at Lenderfs opii.;n. ar of rhe sums secuic-d b' rhisDeed of Trust shall be immed.iatelv due and payable (Ac-celerarioni. To-exJrciserhis oprion. t-.no.r l,.j.ini"r. t'i,. i"*"i;;1. ,;-d;"rother remedies permitted bY lau'. Lender shafte entit]ed to collecl all re:rsonable .o'sts una expinset in.u".."o in pursuine the renredic!provided in thir Deed of Trust. including. but not lrmired to. reasonable uiromev's fees.If L-cnder invokes the.poirer of sale. ltnder shall give urirren norrce ,o f^i,-.oi iuch clection. Trustee shall ei'e such norice roBorrc^',er or Borro*er's riehts a. is provided ur:ii". r*it". rh;ii.;.;;;;.Jp1-'or suctr norice as rcquire d ;i;;"1:TiiiJ; i'rr"i1i,i'jl:1,',ii*thetimeandpleceofthesileofthePrr,pertr.fornotlessthanfouru'eeks,n,n'.. rprp"ro{genr-ral circularionineachcounl,inuhichrhePropcrn is siturted. and shall mail copieiof such nolice of sate ro Bonouer ario olpqr p"r.nni"i pi.;;#il-,:i,,,;'eii;r'irr. irpi'. "rsuch time a\ mir\ be required h1 .)au'. Trustee. u'ithout demand on Borrouer. shall sell rn.'nop.iri "iput il. ru.rion ro rhe hishesr brddcrfor ca'h rt li-rr tr n)( end olece n'. Lrich mal be on the Propcrrl or an,\' f arr thereof as perrnrirr.d bl la* r ,, on. ;;;;o;'ilr.,ji;li;ii"'.''rrr.think h.-st Jnc 1n :uch nid., as r*.i.. ni.i t.i.,r";"..'Lenier or LJ;.;'; d.;;g"cc mar purchase rhe prrrpcrr' ar anr. :;rle. lr shall nrrr bcot'lil.rt,'n upt,n.the purcl.aser al ,n, such sale ro sce-to rhe applicarion of thE purcnase mone\..
. Tru'tce shall appll'the procecdi ofthe sale in the follou in-e'"ra.. t"i to "ll reasonahle costs and cxpcnscs ofthe salc. inciutjinn. butnor limircci ro. rl-a5()nable Trusree's and arromev's fees and cosr;of rirlc.uio.nc.; (u)io;li;;;.;;;;i,i'ilt-,;.;; ,,,.'i^.i'r",t i;', ln.c:.cess. rf anr. tcr the person or persons lesalli,enritled thereto.l9' Borrtxer's Right to Cure Default. '\ittenever
foreclosure is commerced for nonpar.ment of anr. sums due hereundcr. theou'ne rs of thc' Propc'flv or parties liable hereon shall be entitled to .ur. ruia i.iaurrs uj; eiri,i;!- uii'a".r*qu.nr principal and inrercsrpa\nr(ntsdueesof thedateof cure.costs.e\Denses. latecharges,attornel,'sfeesandotheri"es"thntr,e*onnerprovidedbl, larr. Lrponsuch par ment' this Deed of rrust and the oL,ligations.securea -treriu1, iirJi **"in in full force an j
"ri".t "r rhoush no Accclerarion hadt,ccurrcd. and rhe foreclosure proceedings siritt Ue disconrinued.
20. Assignment of Rents;-Appointment of Receiver; Lender in possession. As addirional securitl,hereunder. Borrower hcrebva-rsr!,s to Lcnder the rents.of ,h.. hoperty; however. Borrower rh;ii.;;;;,"';.J;;;.;;;;;;'p-rsraph 18 (Accelcrarion:Foreclosure: other Remedies) or abandonment of u,. nop.ny. iri". ir,.'ii{iiio colrect and retain such renrs as they become due andpa1'able.
Lender t'rr the holder of the Trustee's cenificate of purchase shall be entitled to a receiver for the propcrtl, aftcr Acccleration undcrparagraph lti ('{cceleration: Foreclosure: other Remedies). and shall aiso be so entitled durine the'tinre co'ered bl,foreclosureproccedrngs;rn'l the period of redemption. if-an1 : and shall be enritled tr-,.i.ro *i;;ii;;;di*ii1,ou, resard ro rhe sol'cn. ortnsolr cn'-\ tri b 'rrro*'cr or of the then o* ner of thi hopcn y'. and *,ithour r.lria ro rhe value rhercif. sr.h ;;.";;';;i #;;;;;r'.:d b)anv coun of comPetent lurisdiction uPon ex part. oppti.Jtion ,no "inouinr". -norice beine herebv exprcssl' rvaiw-d.Upon Acceleration under.P,ragriph l8 (Accelerition; Foreclosure: ott',e, ne-eai.rr o, "uii'ion-"nr of rhc propcrrl,, Lendcr. inpcrson' hl' aer'nl or b1';udiciall!'-appoiirted receiver, shall be entitteo ro cnlei upon..ralle posscssion oi ino ,n"n.g. rhe hopertl, und rocollect the re nts of the hope nv inilirding those pasLdue. etr *"ii."ri".i.Jirll.no., orrhe rer-eiveiir,.ir u applied. nrs(. lo pa'nrcnrofthe costs ofprcservatron anj,n,"nrg..i.nr or[,. nop".;:;;;;;;. ;; frfr,lrrt due upx,n prirrr liens. and rhcn r. (hc su'rs sccurcd rr'lhis Dced of rrust Lr-nder anJ rhe r.lcciver shall be lilble"io ,..ornr t,'niil-ioirrxrse rcnrs airu:ril1. recc-ircd.
of Irurt.
l3' Esc:'cr*'Iiundsftrr-lzucsandlnsurancc. Thisparagraph23isnotapplicablcrfFundsasdefinc<jhcl.warcbcingpaidpursuant
tc' a pri()r cn:umbrancc subjcct to aPPlrcablc lau, Borrowcr-snatl pal ro L.i,5.r ,,n cach day installnrcnts ol p,ncipal and intcrcst irrepa1'able undcr thc Note. until lhc Nore is paid in full. a sum (hcrein refencd ro iis..Furrds,,) cqual to n/a of rhe
-\rdrl)' t:lxes and asccssnrenrs u hich mav atrain priorrty over this Dced of Trust..plus n/a of l,carly prcrniumlnstlllnlcnls for hr-rpcrtv Insurancc. all a.s reasonib)l csiimatcd i.i,irrrJt.o ir,-* ,inr. ro rimc h' Lcnder on the hasis of asscssmcnrs andhilis *nd rcilc'nahlc cstrnrltcs thcrcof. takine inro jc.ounr ,ny c*ccri rrna. not ,rco
",.
.'i,,iiri*."'' ' ''[hc principal of thc Funds shal] bc hcid-in, '.prrrt.,r..drrrLl,;n- 1*d;;;;;;"r;i";'ii.i'iir.n, of rhc Borrou,cr and deposircd inan tnstilutt.n thc deposits or accounts of u'hich ;*c insu.rcd or gurruni..a uy u il.'1.r.^1 * ir.19;g.;6;;;;;r shall apply thc Funds ro paysajd tarcs' assessmcnls rnd insurancc prcmiums. Lcnd.r -ay-noi .rr..ii r"ii" rrolding and appll,inr rhc Funds. analyzrng said accountor r'crilS ine and compiling said asscssments and bills. I-"na"irr,iil noi6. rJiulr.a to pui go.ri,iui, oii;in,.r"rr or camrnes on rhe Funds.Lcndcr shall gi'e to Borr.rvcr. u ithout charec. an annual ,..ornring'oirh;Fi"ii trr"'i,i;r.l;;;;;ia.;;is to rhc Funds and rhc purposefor u'hich each debit to the Funds *as madi. The Funds.are pl.dg;J";;dd,iilnrt ,..uiiri, f.;;h;;;;;.cured by rhis Dccd of rrusr.If the amount of the Funds held bv Lcnder shatl nor u. r,irn.,Eniro;ry,;;;:;;;;ili;;, # ilii;;:";;#iril:X,H,ii,i;'r.,Borrow'cr shall pay to Lcndcr anr' ,mount nccessan' ,: Tik: ,p rt.,. i.n.1.il.1:*^l,t.,in 30 day,s from rhc darc norice is qivcn in accordanceuith paragraph l6 (Noticct !) Lcndcr to Borroruc'r requcsttng pa\menr thercof.Uptu pavment in ful] of all sums sccurcd b1' this Deed or'rruit. r-."a.iirr^rr simultaneously refund ro Borrorvcr any Funds hcld byl-cnder' I i uncicr pa*graph I 8 I Accc lcretion: Foicctosure: other Rcmedie; ,h; p;;;;i;l';i;'dr't."Hr'i..r-v i, orhen'ise ,.qu ir.a [][-"ndcr' Lender shall appll'. no ]atcr than inimediatelv prior to rhe sai;;f ;;h;p..rv or its acquisirion b' Lender u,hichever occurs firsr,anl Funds held b-r' [rndcr at the time of application as a credir uguinsr tn"iuLs secured bl,rhis Deed of Trust.
14 Trrnsier of the Prupcm':,Assumprion. The folloriins cvcnts shall bc referrcd to hcrcin as a..Transfer.,: (i) a rransfer orcon\clanccof litlr-roran)-p()rtionlhcrcof, ic_ual orr_quitahle)oftircpropcm,(oranvpilnthercofortnfercstthcrcin).(ii)thec\r_cutionof
a contract or arrccincnl crcatins a risht to titlc (or an)'ponron thercof. i.'-eai or..rri,,lbi.iir ,h. lrup.^ (or,n' par1 thereot r,r inreresrtir':rctnr' ' iiir "i an lsrccrncnt gr"antiric u pu,..rrnr- rigiit rn thc irupiq rcir anr portion thcrcoft. in cx.css of thrcc r.3) 1,c:rrs. rj ,a sele ortri':-rsfcr .f' o: ihe e\ccution of a contract or arreenrcnt crcaiin,s a right ro ;J,ii;; "; ;;J^1..'nr,,r. th;rn fifrr pcrccnt (5,r . ) of rhecontr'liing inrercst or morc than fiftv pcrccnt 60zi of thc bcnificiaiint.r.l ln'ir,.'B;;;;;;: (.,r rhe r"or_',rnizarion. rioi:rcarion ordisso)ution of thc Borro*'cr. Not to bc included as a rransr.iarc iil'r'i-r. .r.rrion of a Ircn i,r ,In.lu.br.,n.e subordinate to thrs Decd ofTrust.tii)thecreationofapurchasemonel'securiry'inrercsrrortrouicnotoappliances.oriiiiirirrl"r.ri,r.de'ise.,l;r;;rrorbl
..pcrationof thc la* upon the dcath of a joint tenant. At the clection of LenJ.r. ln th. ...nr oi"rJ "rd;;;; ?Hri";, uLstLrrt lir LJ\
(a) AII sums securcd by rhis Deed of Trust shall bccome immediatell, due and pavable (Acceleration).(b) Ifa Transfer occurs and should Lender notcrercise Lcnder's oftion pu.suunt ro rhis parag.aph 2.1 to Accelerate. Transferee shallbe deemed to have a-ssumed all of the oblieations of Borrouer una.rlril o..i oir*ri'ir.ir5i"_l;rr sums sccured herebl,*.herher or noro ffiIil**.l,li.l' l{:'[+ lr# r*riEi*+i,rin'.**.'* [t*Ji'*l'l]]$*,Idi+l}[i
:ll"Jf
t"t in full of said sums. w'ithout in an1' way altering or dischar!ing ih; B;;;i;ililiilii>, hereunder for the obli,sarions hereby
' I c ) Should Lender not elect lo Accelc rate upon the occ urrence of such rransfer then, sub; ect to (b) above. the mere fact of a lapse oflime or the acceptance of paYment subsequenl io anr of su.t, .renis,-..,hether or not Lendei had actual or consrructive norice of suchTransfer' shall not be deemed a uaiver of Lender's right to mahe such'election nor stlrtiiena.i [. .rropp"a lherefrom by vinue rhereof.The issuance on behalf of the Lender of a routine-sratemenr sho*ing-the ,turu, oi trri r*n. o,rr.ther or not Lender had acrual orconstructive notice of such Transfer. shall not be a u,aiver or esroppel 3f G"d"i{*j';id;;:^ '
25' Borou'er's Copy. Borrower acknou'ledges receipt of a copl'of the Note and this Deed of Trust.
STATE OF COLORADO
COUNT)'OF Garfiald
The iurc_qoin' instrument q'as acknoq'ledged before me this
)
19 -",61 *Gary P. Jochr:m and Leslie ,J- ,Tnr-hrrm
Jochum
LesIie tll;#nu,n
)rIl commission expires:
day of
Notary Publrc
\\itness ml,hand and official seal
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